What are the three major credit bureaus?

The three major credit bureaus are Equifax, Experian and TransUnion. Credit bureaus use that data about you, provided by creditors, to create your credit reports — and your credit scores are based on those reports. These credit bureaus also sell that data to lenders and others who want to check your credit before doing business with you.

How do I contact the major credit bureaus?

Here are some of the ways to contact the major credit bureaus. Experian and Equifax offer free accounts to consumers. Logging into your account will open various contact options, usually including credit report requests and other features. Equifax will provide you with a free VantageScore, and Experian will give you a free FICO score.

How many credit bureaus are there?

There are three major credit bureaus, and your credit score will vary depending on which one provided the data to create that score. Key takeaways: A credit bureau — sometimes called a credit reporting agency — is a business that collects data about you and how you've used credit. The three major credit bureaus are Equifax, Experian and TransUnion.